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Get Real

Know where you stand. Know what's next.

Your AI money coach, built on your real numbers. Coming soon.

Get Real debt plan screen for a sample account: the debt-free date, and your plan compared with paying only minimums.

01

The problem

Most money apps show you what already happened and leave the hard part to you. People don't need another chart. They need something that looks at their whole financial picture, tells them what to do next, and stays with them while they do it.

53%

of Americans don't have enough savings or access to funds to cover a $1,000 emergency.

Source: Bankrate, 2026 Emergency Savings Report

$1.26T

in U.S. credit card debt, near the record set at the end of 2025.

Source: Federal Reserve Bank of New York, Household Debt and Credit Report, Q2 2026

88%

of Americans in credit card debt regret their credit card spending.

Source: Clever Real Estate, 2025 Credit Card Debt Survey

02

Meet Get Real

An AI coach backed by tested financial engines and your real accounts, not guesswork.

Find what's costing you.

Connect your accounts and Get Real helps you see where your money is going, what's holding you back, and what you can do about it, from paying down debt to finding room in your budget.

Get Real subscriptions screen for a sample account: recurring charges each month, with a price increase flagged.
Real app screens · sample account

A plan built with you.

Setup happens in a conversation, not a form. Your coach builds a plan for your debt, budget, and savings goals around what you want.

Get Real coach chat for a sample account: the user asks to trim discretionary spending so more goes to the card, and the coach proposes the change and asks them to confirm it.
Get Real confirm budget change sheet for a sample account: current and proposed amounts for the extra-to-debt budget, with Cancel and Confirm change buttons.
Real app screens · sample account

A plan that keeps up.

Pay off a card, get a raise, have a rough month, and your plan adjusts. Each day you see what needs your attention and nothing else.

Get Real month in review for a sample account: what came in and went out, last month's leftover, and a coach's suggestion to accept or keep as spending money.
Real app screens · sample account

Built for real lives.

Whether your income changes month to month, you work for yourself, or you share expenses with a partner, Get Real is built around how you actually earn and spend.

Get Real monthly plan for a sample account: take-home pay for the month, split across housing, insurance, utilities and more.
Real app screens · sample account

03

Why not just ask an AI chatbot?

A chatbot can talk about money. Get Real is built to run yours.

Illustrative

It knows your real numbers.

Your accounts are connected and updated every day. A chatbot only knows what you type into it, and forgets it next time.

Real screen · sample account
Get Real debt plan screen for a sample account: the debt-free date, and your plan compared with paying only minimums.

The math is tested, not guessed.

Payoff dates, budgets, and projections come from financial engines checked against hand-calculated results. The AI explains your plan. The engines do the math.

Illustrative

It plans for real life, not a perfect budget.

Generic advice assumes no surprises and the textbook choice every time. Get Real plans around the choices you're actually making, not the ones a spreadsheet says you should.

Illustrative

It stays on you.

You don't have to remember to ask. Get Real watches for changes every day and tells you what needs attention.

Real screen · sample account
Confirm budget change sheet in the Get Real app for a sample account: the proposed extra-to-debt amount, with Cancel and Confirm change buttons.

It can act, with your OK.

Your coach can change your plan directly, not just suggest it. Nothing changes until you confirm.

It gets better the longer you use it.

Your history, your plan, and every adjustment build on each other, so the coaching gets more specific over time.

04

What we're building next

Get Real today builds your plan and keeps it current. Next, it starts carrying it out.

  1. A card that runs your plan.

    Through a partner bank: bills set aside automatically on payday, extra money sent to your debt, spending controls that help you stick to your plan, and a balance that shows what's actually safe to spend, not just what's in the account.

  2. Real quotes, right in the app.

    Insurance and loan offers from licensed partners, without filling out forms on five different sites.

  3. Alerts at the right moment.

    A heads-up before a bill can't be covered or a budget runs out, not after.

  4. Accounts for families.

    Teen accounts with parent controls, so kids learn money with real numbers before it costs them anything.

  5. See your future.

    Two versions of your next 1, 5, and 10 years side by side, with your plan and without it.

  6. Help getting started with investing,

    once the basics are in place.

Coming later. Timing and details may change as we build.

05

How we make money

The core app is free. When we find you're overpaying on something, we may point you to a better option from a partner we trust, and we're paid if you choose it. If you already have a good deal, we tell you that instead. We never sell your data.

More on how we make money

06

FAQ

Something else on your mind? info@getreal.money

Is it free?

Yes, the core app is free. Here's how we make money.

Is my data safe?

Your bank connections go through Plaid, the same service many banking apps use. Get Real can read your accounts but can't move money. Your data is encrypted, and you can delete your account and everything in it at any time.

Do you sell my data?

No. Never.

How do you choose partners?

We only work with licensed partners for insurance and lending, never more than two in a category, and we only show one when it beats what you already have.

Which banks work?

Most US banks, credit unions, and card issuers, through Plaid.

Who is it for?

People earning a real income who still feel behind: carrying debt, living close to paycheck to paycheck, or just without a plan they trust.

When can I use it?

Join the waitlist and we'll let you know when your spot opens.

Stay in the loop

Get early access.

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iPhone or Android?
Is your income steady, or does it change from month to month?

No spam. Just updates and early access.

You're on the list.

We'll let you know when your spot opens.